Privacy Policy

4CRisk.ai informs you of our policies regarding the collection, use, and disclosure of personal data when you use our website (‘Service’) and the choices you have associated with that data. By using the website, you agree to the collection and use of information in accordance with this policy. We only have access to/collect information that you voluntarily give us via email or other direct contacts from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

If you opt in to receiving additional information about our products and services, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

We collect several different types of information for various purposes to provide and improve our service to you.

Information Collection and Use

Registration

In order to use this website, a user must first complete the registration form. During registration, a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain Personally Identifiable Information (PII) that can be used to contact or identify you ("Personal Data"). PII may include, but is not limited to:

Email address

First name and last name

Phone number

Address, State, Province, ZIP/Postal code,

Transaction and (non-PCI) payment data

Cookies and Usage Data

Usage Data

We may also collect information on how the Service is accessed and used("Usage Data"). This Usage Data may include information such as your device information, Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service. Examples of Cookies we use:

Session Cookies. We use Session Cookies to operate our Service

Preference Cookies. We use Preference Cookies to remember your preferences and various settings

Security Cookies. We use Security Cookies for security purposes

Use of Data

4CRisk.ai uses the collected data for various purposes:

To provide and maintain the Service

To notify you about changes to our Service

To allow you to participate in interactive features of our Service when you choose to do so

To provide customer care and support

To provide analysis or valuable information so that we can improve the Service

To monitor the usage of the Service

To improve the Service

To detect, prevent and address technical issues

To prevent unauthorized use of the Service

To enforce our Terms of Service

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the following email address Privacy@4CRisk.ai or by phone at [1(844)942-7475]. You may also contact us at any time for the following reasons:

See what data we have about you, if any

Change/correct any data we have about you

Have us delete any data we have about you

Express any concern you have about our use of your data

Questions about this Privacy Policy

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

4CRisk.ai will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

We may disclose Personal Data you provide to us or that we collect automatically in and through the Service with our subsidiaries and affiliates; or a subsequent owner, co-owner or operator of the Site and/or the Services and their advisors in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our stock and/or assets, or in connection with bankruptcy proceedings, or other corporate reorganization, in accordance with this Privacy Policy.

If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process the information in the United States.

Disclosure of Data

Legal Requirements

4CRisk.ai may disclose your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation

Protect and defend the rights or property of 4CRisk.ai

Prevent or investigate possible wrongdoing in connection with the Service

Protect the personal safety of users of the Service or the public

Protect against legal liability

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.Wetake precautions to protect your information. When you submit n via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to PII. The computers/servers in which we store PII are kept in a secure environment.

Sharing

We share aggregated, tokenized, and header-less demographic information with our partners that support the Service. Such information is not linked to any personal information that can identify any individual person or organization. This information maybe used to improve the Service (for example, input to relevance ranking in search results).

Service Providers

We may employ third-party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf such as payment processing, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Do Not Track Signals

We do not track customers over time and across third party websites to provide targeted advertising and therefore do not respond to Do Not Track (DNT) signals. However, some third-party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you.

Children’s Privacy

Our Service does not target or address anyone under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.

California Residents

California Civil Code Section 1798.83 requires certain businesses that share customer Personal Data with third parties for the third parties’ direct marketing purposes to respond to requests from California customers asking about the businesses ’practices related to such information-sharing. We currently do not share or disclose your Personal Data to third parties for the third parties’ direct marketing purposes.  If we change our practices in the future, we will implement an opt-out policy as required under California laws.

Furthermore, subject to certain exemptions, California residents have the following rights with respect to Personal Data we may have collected about them:

Requests to Know

Youhave the right to request that we disclose:

The categories of Personal Data we have collected about you;

The categories of Personal Data about you we have sold or disclosed for a business purpose;

The categories of sources from which we have collected Personal Data about you;

The business or commercial purposes for selling or collecting Personal Data about you;

The categories of Personal Data sold or shared, if any, about you, as well as the categories of third parties to whom the Personal Data was sold, by category of Personal Data for each party to whom Personal Data was sold; and

The specific pieces of Personal Data collected.

You may submit a request to know via Privacy@4CRisk.ai. The delivery of our response may take place electronically or by mail. We are not required to respond to requests to know more than twice in a 12-month period.

We do not sell, and have not in the prior 12 months sold, Personal Data about California residents. Therefore, we have not included a “Do Not Sell My Personal Info” link on our Service. If our practices change, we will update this Privacy Policy and take any other necessary action to comply with applicable law. We do, however, disclose Personal Data for business purposes as described in the “Sharing” section above.

Requests to Delete

You have the right to request that we delete any Personal Data about you that we have collected. Upon receiving a verified request to delete Personal Data, we will do so unless otherwise required or authorized by law. You may submit a request to delete Personal Data via Privacy@4CRisk.ai.

Authorized Agents

You may designate an authorized agent to make requests on your behalf. You must provide an authorized agent written permission to submit a request on your behalf, and we may require that you verify your identity directly with us. Alternatively, an authorized agent that has been provided power of attorney pursuant to Probate Code sections 4000-4465 may submit a request on your behalf.

Methods for Submitting Consumer Requests and Our Response to Requests

You may submit a request for access and requests to delete Personal Data about you via:

via email at Privacy@4CRisk.ai, or

1(844)-942-7475

Upon receipt of a request, we may ask you for additional information to verify your identity. Any additional information you provide will be used only to verify your identity and not for any other purpose.

We will acknowledge the receipt of your request within 10 days of receipt. Subject to our ability to verify your identity, we will comply with your request within 45 days of receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. In order to protect your privacy and the security of Personal Data about you, we need to verify your request.

If you request access to or deletion of your personal information and do not sign in to an account with us with a password, we require you to provide the following information: name, email address, phone number, and postal address. In addition, if you do not have an account and you ask us to provide you with specific pieces of personal information, we reserve the option to require you to sign a declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request.

If you request access to or deletion of your personal information and do not sign in to an account with us with a password, we require you to provide the following information: name, email address, phone number, and postal address. In addition, if you do not have an account and you ask us to provide you with specific pieces of personal information, we reserve the option to require you to sign a declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request.

If you request access to or deletion of your personal information and do not sign in to an account with us with a password, we require you to provide the following information: name, email address, phone number, and postal address. In addition, if you do not have an account and you ask us to provide you with specific pieces of personal information, we reserve the option to require you to sign a declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request.

Making a verifiable consumer request does not require you to create an account with us. However, we do consider requests made through your password protected account sufficiently verified when the request relates to Personal Information associated with that specific account.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

The Right to Non-Discrimination

You have the right not to be discriminated against for the exercise of your California privacy rights described above. Unless permitted by the CCPA, we will not:

Deny you goods or services;

Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties;

Provide you a different level or quality of goods or services; or

Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Data Retention

We keep Personal Data related to your Account for as long as it is needed to fulfill the purposes for which it was collected, to provide our services, to deal with possible legal claims, to comply with our business interests and/or to abide by all applicable laws. Thereafter, we either delete Personal Data about you or de-identify it. Please note that even if you request the deletion of Personal Data about you, we may be required (by law or otherwise) to retain the Personal Data and not delete it. However, once those requirements are removed, we will delete Personal Data about you in accordance with your request.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We will let you know via email and/or prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us: